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Holiday shopping tends to get more hectic every year and who wants to wait in lines longer or drive around the parking lot several times to find a space? Shop early and you can avoid a lot of that to find that perfect gift and fill your gift list.  A lot of us now resort to shopping online to work around the frustrating but should-be-fun holiday shopping. And there's lots of great bargains online too. You can start browsing if not sure what to get - that will save time later. Need ideas?

For the most part, it's back to basics for a lot of folks and when it comes to gifts, practical is in.  Try reducing your gift budget by just a few dollars and look for deals such as free gift wrapping or shipping - these savings can add up.  Have you considered re-gifting?  There are rules to re-gifting successfully.   Read more tips on how to shop smarter and have fun doing it.  And don't forget to include necessary accessories to complete your gift.

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